Health care should be a right for all, not a commodity sold for profit. Every person regardless of immigration status, employment, identity or other marker should have access to free and comprehensive health care including preventative,  reproductive and gender affirming care. The current system of “healthcare for some” rather than free universal healthcare is an expensive drain for taxpayer dollars that ensures huge profits for health-industry corporations. The solution is a California state provided single payer system that ensures health care for all.  A Medicare-like statewide single-payer system would guarantee health care for all, with the state government paying all medical bills, and actually reduce costs.

In a coordinated effort, California's major insurance companies have been illegally boycotting the state, refusing to renew or write policies until they are allowed to raise rates however they please. The private insurance industry and their executives are trying to hold California hostage. They must be investigated and prosecuted to the fullest extent of the law and all unfair competition must cease.  The CA insurance department can move to ensure that exploitative practices are criminalized instead of allowing the current rampant theft of workers’ resources and routine denial of claims when disaster hits.

As the climate crisis has worsened, California has been hit hard by destructive wildfires. Hundreds of survivors from the recent Eaton and Palisades fires have lost their homes and have since reported that their insurer has either denied or delayed their insurance claims. Countless survivors from California's other wildfires have had similar experiences. California’s Insurance Department must vigorously investigate these complaints, hold insurers accountable, and guarantee that all fire and natural disaster victims will get the full compensation they deserve.

Every year the insurance industry increases rates across the state, demanding that consumers pay more money for less coverage. California's Department of Insurance has approved these rate hikes one after the next. Incessant rate hikes are not the solution to California's Insurance crisis and must come to a stop. Our campaign calls for an immediate moratorium on rate hikes. Under our leadership the department would immediately launch an audit of rate hikes over the last 5 years and establish guidelines to quickly rollback rates.

While the FAIR plan was created to expand coverage across the state, there is no chance of it succeeding so long as it is run by the same insurance companies that make it so hard to obtain coverage in the first place. Instead of using the plan as a tool to aid the most vulnerable in California, the insurance industry has repeatedly used the plan to extract higher premiums for less coverage. We need a complete reworking of the plan, a new structure which places the administration of the plan into the hands of taxpayers while maintaining the burden to pay on the insurers.

Private insurance is a parasitic industry that charges people enormous amounts of money in exchange for a false sense of security. As climate change continues to exacerbate risk in California, insurance companies will protect their profits by restricting convergence, raising premiums, or leaving the state entirely. Millions of people will be left without insurance when they need it the most, unless we put the insurance industry's collective assets in the hands of the people. The seizure of insurance assets in retribution for their exploitation of disaster would provide resources to invest in insurance that puts people’s needs above corporate profit. California should offer low cost expansive insurance for autos, homes and property through a state-run insurance program.

California can not fully overcome its insurance crisis unless the government takes drastic action to stop climate change and prevent climate catastrophes. We need elected officials at all levels of government to be fierce advocates for restructuring the economy away from fossil fuels and towards renewable energy.